Group picture of licensed agents with Smart Insurance Solutions

Smart Insurance Solutions® is a local, independent agency that serves residents of Nebraska and Iowa with all major A-rated health and Medicare plans. We compare and shop plans to ensure that our clients are enrolled in the right plan at the right time, which includes complimentary annual plan reviews. Our team has decades of experience and is available year-round to answer questions so enrolling in a plan through us is just the beginning!

Every year, our team helps hundreds of people successfully choose and manage their health and Medicare plans. We understand the importance of setting a good foundation so that our clients are confident in their plan choices which is why we offer multiple ways to communicate with us. Our team uses an advanced phone system so that we can compliantly help folks via phone, text, video call or email plus we have offices in Omaha and Council Bluffs (please note that an appointment is always required for face-to-face meetings).

Local, Independent Experts Working for You!

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Programs We Offer in Nebraska & Iowa

Working man that needs health insurance.

Health Insurance Plans

Our team is licensed and certified to offer a wide variety of health plans because we understand that there is no such thing as “one size fits all”. We offer plans on the Health Insurance Marketplace®, ACA (Affordable Care Act) compliant plans direct with insurance companies, and health plans that are not ACA compliant like short-term and catastrophic style plans.

Whether you are an early retiree, self-employed, a business owner or perhaps work for a small business that doesn’t offer health benefits, we can help! Some folks even qualify for cost assistance!

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Mom and daughter that need help choosing a Medicare plan.

Medicare Plans

You’ve paid into the Medicare program and we want to ensure that you make the most of the benefits you’ve earned. There are many Medicare plans to choose from, which can feel overwhelming at first, but our seasoned experts are ready to walk you through the process to ensure you choose the plan that’s right for you.

If you’re already on Medicare and unsure whether you chose the best plan for your needs, we can help with that, too! Every year, our team helps Medicare beneficiaries that previously worked with other agencies or self-enrolled, but need help getting something better suited.

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Child with eyeglasses that needs vision coverage.

Ancillary Plans

We offer a variety of plans to help fill in the gaps of your primary health plan like dental, vision, hearing, hospital indemnity, accident, and travel plans.

Need to do a Medicaid Spend-Down? We can help with that, too!

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  • "There was a time when I certified CPA’s and Insurance Agents for continuing education. I also certified their group presentations. Jodie was my choice for providing me with health insurance, and later Medicare supplements after attending one of her presentations as a Secret Shopper. Smart Insurance Solutions has been our insurance agency for several years. Jodie also provides coverage for my VA wife that covers her unique needs. She, and her staff, are professional, understanding, and a pleasure to deal with."

    -Steve J.

  • "I had such a great experience working with Becky! She made the entire insurance process simple, stress free, and easy to understand. She took the time to walk me through my options and helped me choose the best plan for my needs. Highly recommend!"

    -Claire L.

  • "We worked with Stephanie. She was amazing! Very attentive, evaluates your situations and helped us all through the various processes. If we had any issues after wards, always available to help out as well. She makes the whole Medicare supplement, and any other insurance processes painless. She's a wealth of information! Highly recommend Smart insurance Solutions!"

    -Joe C.

  • "We worked with Rebecca Rosales at Smart Insurance Solutions and her customer service was fantastic. She guided us through the Health insurance selection process seamlessly and was responsive with our communications and questions."

    —Jason A.

  • "My husband & I both called Smart Insurance Solutions for our insurance. My husband needed Medicare & a supplement, I needed an insurance from Marketplace because I am not of Medicare age. I spoke with Jodie who was very knowledgeable & helpful. Anytime I call she always answers in a timely manner and my questions are always solved. I would highly recommend Smart Insurance Solutions. Very Happy Customer."

    -Michelle S.

  • "EXCELLENT in every aspect -- customer service, knowledge of all products (current and upcoming). Always thorough and very helpful in working with me to decide the best policy for my circumstances."

    -Linda F.

  • "Very attentive, very helpful. Stephanie helped me out at the last minute and got me set up with exactly what I needed."

    —Kevin E.

  • "Becky was great at getting me set up with my Health Insurance. Just turning 26, I was lost and had a lot of questions. I appreciated her taking the time to explain the pros and cons of each policy. Would recommend to anyone!"

    -Cannon A.

  • "Jodie is very knowledgeable about the specifics of the insurance maze we must go thru every year. I'm so fortunate to have been given her name to help guide me with my decisions. Thanks so much, Jodie. I really appreciate you!"

    —Colette S.

Frequently Asked Questions

  • Our team specializes in health and Medicare plans for residents of Nebraska and Iowa. We are an independent agency so our role is to educate and guide our clients in choosing plans plus provide year-round support and annual plan reviews.

  • No, there is no fee for our services. Most of the insurance companies pay us a fee for enrolling people into their plans.

    In fact, CMS prohibits us from collecting a fee from Medicare beneficiaries even for plans that we are not compensated for.

  • We combine a thoughtful, human-centered approach with clear communication and reliable results. It’s not just what we do—it’s how we do it that sets us apart.

    Although there are many online tools, we believe that the human touch is what brings it all together. Our team has decades of experience which is essential because not all things can be learned in a classroom.

  • You’re welcome to send us a message through the “Contact Us” page or call our office at (402) 320-9547. We aim to respond quickly - usually within one business day.

  • No, we are in no way affiliated with any government agency.

    Our licensed agents are required to complete annual training and certifications which are regulated by CMS (Centers for Medicare & Medicaid Services) plus we are also licensed and monitored by the Department of Insurance in Iowa and Nebraska.

  • Collaborative, honest, and straightforward. We're here to guide the process and answer your questions.

    We are pleased to have earned many 5 star reviews from our clients. Please feel free to check out our Google profile to see what our clients are saying!